Call reports 2016
FIRST BANK OF MISSOURI — 2016
What FIRST BANK OF MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 453,591,000 | 470,974,000 | 473,175,000 | 476,411,000 |
| Total loans | 286,169,000 | 284,358,000 | 293,010,000 | 285,572,000 |
| Allowance for loan losses | 5,331,000 | 5,633,000 | 5,575,000 | 5,602,000 |
| Securities available for sale | 99,057,000 | 107,308,000 | 103,779,000 | 103,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,704,000 | 370,387,000 | 369,523,000 | 366,057,000 |
| Interest-bearing deposits | 271,980,000 | 280,292,000 | 280,949,000 | 272,958,000 |
| Noninterest-bearing deposits | 85,724,000 | 90,095,000 | 88,574,000 | 93,099,000 |
| Equity capital | 78,732,000 | 78,805,000 | 79,813,000 | 79,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,090,000 | 8,146,000 | 12,237,000 | 16,271,000 |
| Interest expense | 263,000 | 544,000 | 828,000 | 1,113,000 |
| Net interest income | 3,827,000 | 7,602,000 | 11,409,000 | 15,158,000 |
| Noninterest income | 436,000 | 866,000 | 1,282,000 | 2,486,000 |
| Noninterest expense | 2,422,000 | 4,751,000 | 7,121,000 | 9,721,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 1,613,000 | 3,286,000 | 4,982,000 | 7,355,000 |
| Income tax | 494,000 | 1,008,000 | 1,531,000 | 2,317,000 |
| Net income | 1,119,000 | 2,278,000 | 3,451,000 | 5,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,333,000 | 76,368,000 | 77,541,000 | 79,127,000 |
| Total capital | 80,740,000 | 80,749,000 | 82,006,000 | 83,378,000 |
| Risk-weighted assets | 351,612,000 | 349,263,000 | 356,076,000 | 338,759,000 |