Call reports 2015
FIRST BANK OF MISSOURI — 2015
What FIRST BANK OF MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 468,257,000 | 455,703,000 | 460,944,000 | 456,403,000 |
| Total loans | 268,296,000 | 270,596,000 | 274,889,000 | 277,806,000 |
| Allowance for loan losses | 5,453,000 | 5,557,000 | 5,269,000 | 5,027,000 |
| Securities available for sale | 125,979,000 | 119,787,000 | 108,362,000 | 113,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,458,000 | 353,537,000 | 355,740,000 | 359,998,000 |
| Interest-bearing deposits | 277,670,000 | 273,239,000 | 273,983,000 | 275,240,000 |
| Noninterest-bearing deposits | 84,788,000 | 80,298,000 | 81,757,000 | 84,758,000 |
| Equity capital | 76,168,000 | 75,866,000 | 77,451,000 | 77,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,006,000 | 8,068,000 | 12,098,000 | 16,153,000 |
| Interest expense | 300,000 | 595,000 | 881,000 | 1,153,000 |
| Net interest income | 3,706,000 | 7,473,000 | 11,217,000 | 15,000,000 |
| Noninterest income | 665,000 | 1,161,000 | 2,272,000 | 2,725,000 |
| Noninterest expense | 2,373,000 | 4,714,000 | 7,261,000 | 9,632,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,350,000 |
| Pretax income | 1,780,000 | 3,433,000 | 5,445,000 | 6,904,000 |
| Income tax | 575,000 | 1,087,000 | 1,739,000 | 2,199,000 |
| Net income | 1,205,000 | 2,346,000 | 3,706,000 | 4,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,595,000 | 73,739,000 | 75,099,000 | 75,214,000 |
| Total capital | 77,730,000 | 77,975,000 | 79,371,000 | 79,511,000 |
| Risk-weighted assets | 329,480,000 | 337,520,000 | 340,794,000 | 342,995,000 |