Call reports 2014
FIRST BANK OF MISSOURI — 2014
What FIRST BANK OF MISSOURI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 486,485,000 | 493,789,000 | 477,757,000 | 483,902,000 |
| Total loans | 303,391,000 | 290,062,000 | 280,608,000 | 260,464,000 |
| Allowance for loan losses | 6,178,000 | 6,903,000 | 6,749,000 | 5,442,000 |
| Securities available for sale | 119,440,000 | 113,706,000 | 124,314,000 | 126,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,293,000 | 374,059,000 | 368,250,000 | 368,904,000 |
| Interest-bearing deposits | 291,609,000 | 286,755,000 | 284,734,000 | 280,831,000 |
| Noninterest-bearing deposits | 84,684,000 | 87,304,000 | 83,516,000 | 88,073,000 |
| Equity capital | 71,561,000 | 73,199,000 | 74,260,000 | 74,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,554,000 | 9,056,000 | 13,396,000 | 17,573,000 |
| Interest expense | 381,000 | 728,000 | 1,067,000 | 1,390,000 |
| Net interest income | 4,173,000 | 8,328,000 | 12,329,000 | 16,183,000 |
| Noninterest income | 440,000 | 913,000 | 1,425,000 | 1,858,000 |
| Noninterest expense | 2,466,000 | 4,839,000 | 7,203,000 | 9,550,000 |
| Provision for loan losses | 350,000 | 1,600,000 | 2,350,000 | 3,200,000 |
| Pretax income | 1,855,000 | 2,862,000 | 4,312,000 | 5,442,000 |
| Income tax | 651,000 | 946,000 | 1,400,000 | 1,526,000 |
| Net income | 1,204,000 | 1,916,000 | 2,912,000 | 3,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,199,000 | 71,198,000 | 72,194,000 | 72,390,000 |
| Total capital | 75,629,000 | 75,459,000 | 76,349,000 | 76,304,000 |
| Risk-weighted assets | 352,615,000 | 338,201,000 | 329,838,000 | 311,607,000 |