Call reports 2012
FIRST BANK OF MISSOURI — 2012
What FIRST BANK OF MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 513,364,000 | 502,496,000 | 503,966,000 | 511,100,000 |
| Total loans | 312,196,000 | 311,213,000 | 305,996,000 | 311,197,000 |
| Allowance for loan losses | 6,093,000 | 5,470,000 | 5,660,000 | 6,110,000 |
| Securities available for sale | 115,353,000 | 114,673,000 | 115,019,000 | 108,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,056,000 | 402,965,000 | 400,851,000 | 403,942,000 |
| Interest-bearing deposits | 331,608,000 | 326,574,000 | 326,341,000 | 320,057,000 |
| Noninterest-bearing deposits | 74,448,000 | 76,391,000 | 74,510,000 | 83,885,000 |
| Equity capital | 67,931,000 | 69,419,000 | 70,682,000 | 69,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,303,000 | 10,458,000 | 15,510,000 | 20,448,000 |
| Interest expense | 834,000 | 1,586,000 | 2,289,000 | 2,948,000 |
| Net interest income | 4,469,000 | 8,872,000 | 13,221,000 | 17,500,000 |
| Noninterest income | 473,000 | 933,000 | 1,362,000 | 1,660,000 |
| Noninterest expense | 2,607,000 | 5,067,000 | 7,523,000 | 10,078,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,750,000 | 2,300,000 |
| Pretax income | 2,208,000 | 4,161,000 | 5,659,000 | 7,513,000 |
| Income tax | 765,000 | 1,366,000 | 1,594,000 | 2,168,000 |
| Net income | 1,443,000 | 2,795,000 | 4,065,000 | 5,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,985,000 | 66,337,000 | 67,607,000 | 66,608,000 |
| Total capital | 69,445,000 | 70,779,000 | 72,008,000 | 71,017,000 |
| Risk-weighted assets | 355,132,000 | 354,294,000 | 350,810,000 | 351,049,000 |