Call reports 2010
FIRST BANK OF MISSOURI — 2010
What FIRST BANK OF MISSOURI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 500,231,000 | 506,271,000 | 496,167,000 | 496,141,000 |
| Total loans | 323,447,000 | 321,741,000 | 324,643,000 | 333,624,000 |
| Allowance for loan losses | 5,816,000 | 6,186,000 | 6,219,000 | 6,103,000 |
| Securities available for sale | 88,298,000 | 88,835,000 | 85,765,000 | 84,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,310,000 | 411,587,000 | 401,747,000 | 397,593,000 |
| Interest-bearing deposits | 344,474,000 | 343,716,000 | 333,627,000 | 330,596,000 |
| Noninterest-bearing deposits | 63,836,000 | 67,871,000 | 68,120,000 | 66,998,000 |
| Equity capital | 58,228,000 | 59,390,000 | 60,560,000 | 61,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,870,000 | 11,639,000 | 17,353,000 | 22,977,000 |
| Interest expense | 1,578,000 | 3,129,000 | 4,564,000 | 5,870,000 |
| Net interest income | 4,292,000 | 8,510,000 | 12,789,000 | 17,107,000 |
| Noninterest income | 608,000 | 1,120,000 | 1,819,000 | 2,387,000 |
| Noninterest expense | 2,719,000 | 5,280,000 | 8,007,000 | 10,530,000 |
| Provision for loan losses | 425,000 | 1,335,000 | 1,635,000 | 2,075,000 |
| Pretax income | 1,922,000 | 3,311,000 | 5,269,000 | 7,194,000 |
| Income tax | 617,000 | 1,043,000 | 1,722,000 | 2,364,000 |
| Net income | 1,305,000 | 2,268,000 | 3,547,000 | 4,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,801,000 | 55,764,000 | 57,043,000 | 58,326,000 |
| Total capital | 59,330,000 | 60,295,000 | 61,565,000 | 63,002,000 |
| Risk-weighted assets | 361,010,000 | 360,842,000 | 360,024,000 | 372,678,000 |