Call reports 2009
FIRST BANK OF MISSOURI — 2009
What FIRST BANK OF MISSOURI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 456,346,000 | 471,246,000 | 462,628,000 | 487,882,000 |
| Total loans | 315,557,000 | 320,664,000 | 331,333,000 | 337,127,000 |
| Allowance for loan losses | 4,654,000 | 5,104,000 | 5,322,000 | 6,274,000 |
| Securities available for sale | 85,468,000 | 87,368,000 | 85,546,000 | 97,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,141,000 | 374,717,000 | 370,017,000 | 396,736,000 |
| Interest-bearing deposits | 298,988,000 | 314,547,000 | 311,501,000 | 328,552,000 |
| Noninterest-bearing deposits | 57,154,000 | 60,169,000 | 58,516,000 | 68,184,000 |
| Equity capital | 55,196,000 | 55,343,000 | 56,177,000 | 56,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,651,000 | 11,503,000 | 17,498,000 | 23,535,000 |
| Interest expense | 1,830,000 | 3,650,000 | 5,451,000 | 7,130,000 |
| Net interest income | 3,821,000 | 7,853,000 | 12,047,000 | 16,405,000 |
| Noninterest income | 638,000 | 1,356,000 | 1,985,000 | 2,542,000 |
| Noninterest expense | 2,710,000 | 5,547,000 | 8,470,000 | 10,997,000 |
| Provision for loan losses | 350,000 | 850,000 | 1,475,000 | 2,425,000 |
| Pretax income | 1,399,000 | 2,812,000 | 4,125,000 | 5,617,000 |
| Income tax | 387,000 | 747,000 | 1,069,000 | 1,505,000 |
| Net income | 1,012,000 | 2,065,000 | 3,056,000 | 4,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,802,000 | 52,359,000 | 52,424,000 | 53,484,000 |
| Total capital | 56,195,000 | 56,786,000 | 57,037,000 | 58,212,000 |
| Risk-weighted assets | 351,162,000 | 353,486,000 | 368,311,000 | 376,730,000 |