Call reports 2020
TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION — 2020
What TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 35,320,000 | 34,503,000 | 35,039,000 | 35,512,000 |
| Total loans | 22,362,000 | 21,987,000 | 21,869,000 | 22,754,000 |
| Allowance for loan losses | 246,000 | 249,000 | 252,000 | 256,000 |
| Securities available for sale | 7,045,000 | 7,303,000 | 6,747,000 | 7,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,797,000 | 24,329,000 | 24,915,000 | 25,452,000 |
| Interest-bearing deposits | 23,563,000 | 24,039,000 | 24,571,000 | 25,224,000 |
| Noninterest-bearing deposits | 234,000 | 290,000 | 344,000 | 228,000 |
| Equity capital | 5,020,000 | 5,193,000 | 5,190,000 | 5,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 751,000 | 1,109,000 | 1,447,000 |
| Interest expense | 117,000 | 210,000 | 295,000 | 372,000 |
| Net interest income | 265,000 | 541,000 | 814,000 | 1,075,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 260,000 | 516,000 | 797,000 | 1,051,000 |
| Provision for loan losses | 1,000 | 4,000 | 7,000 | 11,000 |
| Pretax income | 7,000 | 24,000 | 13,000 | 16,000 |
| Income tax | 2,000 | 7,000 | 5,000 | 7,000 |
| Net income | 5,000 | 17,000 | 8,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,174,000 | 5,187,000 | 5,177,000 | 5,178,000 |
| Total capital | 5,377,000 | 5,388,000 | 5,373,000 | 5,386,000 |
| Risk-weighted assets | 16,203,000 | 16,056,000 | 15,657,000 | 16,601,000 |