Call reports 2016
TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION — 2016
What TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,705,000 | 37,780,000 | 37,164,000 | 35,521,000 |
| Total loans | 22,021,000 | 20,931,000 | 21,810,000 | 20,642,000 |
| Allowance for loan losses | 260,000 | 240,000 | 235,000 | 235,000 |
| Securities available for sale | 11,452,000 | 10,960,000 | 10,406,000 | 9,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,797,000 | 25,922,000 | 25,507,000 | 25,477,000 |
| Interest-bearing deposits | 25,454,000 | 25,567,000 | 25,079,000 | 25,217,000 |
| Noninterest-bearing deposits | 343,000 | 355,000 | 428,000 | 260,000 |
| Equity capital | 4,973,000 | 4,996,000 | 5,022,000 | 5,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 718,000 | 1,072,000 | 1,399,000 |
| Interest expense | 72,000 | 143,000 | 213,000 | 283,000 |
| Net interest income | 302,000 | 575,000 | 859,000 | 1,116,000 |
| Noninterest income | -2,000 | -2,000 | -4,000 | 1,000 |
| Noninterest expense | 222,000 | 476,000 | 749,000 | 1,002,000 |
| Provision for loan losses | -15,000 | -36,000 | -37,000 | -42,000 |
| Pretax income | 93,000 | 133,000 | 143,000 | 157,000 |
| Income tax | 30,000 | 35,000 | 34,000 | 38,000 |
| Net income | 63,000 | 98,000 | 109,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,954,000 | 4,988,000 | 4,999,000 | 5,010,000 |
| Total capital | 5,147,000 | 5,173,000 | 5,183,000 | 5,185,000 |
| Risk-weighted assets | 15,418,000 | 14,749,000 | 14,678,000 | 14,018,000 |