Call reports 2015
TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION — 2015
What TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,534,000 | 38,187,000 | 39,302,000 | 38,469,000 |
| Total loans | 22,579,000 | 22,964,000 | 22,982,000 | 22,585,000 |
| Allowance for loan losses | 265,000 | 286,000 | 286,000 | 270,000 |
| Securities available for sale | 10,314,000 | 10,262,000 | 10,434,000 | 11,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,009,000 | 25,656,000 | 26,539,000 | 25,865,000 |
| Interest-bearing deposits | 25,800,000 | 25,347,000 | 26,190,000 | 25,687,000 |
| Noninterest-bearing deposits | 209,000 | 309,000 | 349,000 | 178,000 |
| Equity capital | 4,987,000 | 4,964,000 | 5,038,000 | 4,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 736,000 | 1,097,000 | 1,471,000 |
| Interest expense | 70,000 | 140,000 | 211,000 | 278,000 |
| Net interest income | 297,000 | 596,000 | 886,000 | 1,193,000 |
| Noninterest income | -10,000 | -14,000 | -14,000 | -13,000 |
| Noninterest expense | 219,000 | 458,000 | 695,000 | 970,000 |
| Provision for loan losses | -6,000 | 51,000 | 48,000 | 112,000 |
| Pretax income | 73,000 | 72,000 | 128,000 | 97,000 |
| Income tax | 11,000 | 12,000 | -6,000 | -6,000 |
| Net income | 62,000 | 60,000 | 134,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,901,000 | 4,899,000 | 4,973,000 | 4,942,000 |
| Total capital | 5,109,000 | 5,104,000 | 5,182,000 | 5,138,000 |
| Risk-weighted assets | 16,598,000 | 16,389,000 | 16,666,000 | 15,623,000 |