Call reports 2012
TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION — 2012
What TUCUMCARI FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,458,000 | 39,787,000 | 39,497,000 | 39,372,000 |
| Total loans | 25,208,000 | 25,289,000 | 25,476,000 | 25,429,000 |
| Allowance for loan losses | 189,000 | 399,000 | 399,000 | 399,000 |
| Securities available for sale | 9,079,000 | 8,943,000 | 8,753,000 | 8,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,307,000 | 27,613,000 | 27,962,000 | 27,893,000 |
| Interest-bearing deposits | 27,021,000 | 27,361,000 | 27,675,000 | 27,670,000 |
| Noninterest-bearing deposits | 286,000 | 252,000 | 287,000 | 223,000 |
| Equity capital | 4,564,000 | 4,372,000 | 4,463,000 | 4,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 892,000 | 1,329,000 | 1,758,000 |
| Interest expense | 103,000 | 203,000 | 295,000 | 382,000 |
| Net interest income | 353,000 | 689,000 | 1,034,000 | 1,376,000 |
| Noninterest income | 24,000 | 27,000 | 7,000 | 9,000 |
| Noninterest expense | 218,000 | 438,000 | 734,000 | 962,000 |
| Provision for loan losses | 6,000 | 277,000 | 291,000 | 291,000 |
| Pretax income | 153,000 | 1,000 | 16,000 | 132,000 |
| Income tax | 52,000 | 96,000 | 75,000 | 116,000 |
| Net income | 101,000 | -95,000 | -59,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,474,000 | 4,279,000 | 4,314,000 | 4,389,000 |
| Total capital | 4,663,000 | 4,506,000 | 4,540,000 | 4,615,000 |
| Risk-weighted assets | 18,058,000 | 17,980,000 | 17,871,000 | 17,955,000 |