Call reports 2020
SANTA ANNA NATIONAL BANK, THE — 2020
What SANTA ANNA NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 51,476,000 | 52,193,000 | 53,291,000 | 53,178,000 |
| Total loans | 29,691,000 | 29,609,000 | 29,590,000 | 28,531,000 |
| Allowance for loan losses | 402,000 | 431,000 | 461,000 | 484,000 |
| Securities available for sale | 19,379,000 | 19,640,000 | 19,794,000 | 21,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,950,000 | 45,248,000 | 46,130,000 | 46,535,000 |
| Interest-bearing deposits | 31,237,000 | 32,170,000 | 33,156,000 | 33,118,000 |
| Noninterest-bearing deposits | 11,713,000 | 13,078,000 | 12,975,000 | 13,418,000 |
| Equity capital | 5,793,000 | 6,642,000 | 6,819,000 | 6,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,270,000 | 1,869,000 | 2,458,000 |
| Interest expense | 56,000 | 98,000 | 137,000 | 175,000 |
| Net interest income | 589,000 | 1,172,000 | 1,732,000 | 2,283,000 |
| Noninterest income | 69,000 | 116,000 | 180,000 | 222,000 |
| Noninterest expense | 400,000 | 762,000 | 1,130,000 | 1,582,000 |
| Provision for loan losses | 18,000 | 51,000 | 84,000 | 106,000 |
| Pretax income | 240,000 | 475,000 | 698,000 | 817,000 |
| Income tax | 35,000 | 70,000 | 103,000 | 113,000 |
| Net income | 205,000 | 405,000 | 595,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,937,000 | 6,087,000 | 6,227,000 | 5,737,000 |