Call reports 2016
SANTA ANNA NATIONAL BANK, THE — 2016
What SANTA ANNA NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 47,606,000 | 47,523,000 | 45,636,000 | 47,763,000 |
| Total loans | 24,347,000 | 23,785,000 | 25,109,000 | 25,899,000 |
| Allowance for loan losses | 352,000 | 351,000 | 351,000 | 366,000 |
| Securities available for sale | 20,260,000 | 19,701,000 | 18,311,000 | 19,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,682,000 | 38,121,000 | 37,892,000 | 38,941,000 |
| Interest-bearing deposits | 27,577,000 | 28,867,000 | 28,883,000 | 29,698,000 |
| Noninterest-bearing deposits | 10,104,000 | 9,254,000 | 9,009,000 | 9,242,000 |
| Equity capital | 5,851,000 | 6,015,000 | 6,110,000 | 5,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,038,000 | 1,555,000 | 2,073,000 |
| Interest expense | 28,000 | 58,000 | 84,000 | 113,000 |
| Net interest income | 497,000 | 980,000 | 1,471,000 | 1,960,000 |
| Noninterest income | 78,000 | 142,000 | 207,000 | 257,000 |
| Noninterest expense | 281,000 | 570,000 | 862,000 | 1,336,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 294,000 | 552,000 | 816,000 | 866,000 |
| Income tax | 70,000 | 131,000 | 193,000 | 185,000 |
| Net income | 224,000 | 421,000 | 623,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,454,000 | 5,601,000 | 5,753,000 | 5,311,000 |
| Total capital | 5,806,000 | 5,949,000 | 6,104,000 | 5,677,000 |
| Risk-weighted assets | 28,360,000 | 27,797,000 | 28,581,000 | 29,974,000 |