Call reports 2015
SANTA ANNA NATIONAL BANK, THE — 2015
What SANTA ANNA NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,557,000 | 46,380,000 | 47,093,000 | 46,900,000 |
| Total loans | 21,220,000 | 21,565,000 | 23,882,000 | 24,256,000 |
| Allowance for loan losses | 352,000 | 351,000 | 351,000 | 355,000 |
| Securities available for sale | 20,395,000 | 21,131,000 | 21,481,000 | 20,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,419,000 | 38,623,000 | 36,924,000 | 37,410,000 |
| Interest-bearing deposits | 27,563,000 | 28,940,000 | 27,682,000 | 27,343,000 |
| Noninterest-bearing deposits | 9,856,000 | 9,682,000 | 9,241,000 | 10,067,000 |
| Equity capital | 5,765,000 | 5,793,000 | 5,998,000 | 5,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 966,000 | 1,478,000 | 1,994,000 |
| Interest expense | 25,000 | 49,000 | 76,000 | 102,000 |
| Net interest income | 464,000 | 917,000 | 1,402,000 | 1,892,000 |
| Noninterest income | 68,000 | 106,000 | 188,000 | 245,000 |
| Noninterest expense | 294,000 | 552,000 | 833,000 | 1,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | 238,000 | 471,000 | 757,000 | 820,000 |
| Income tax | 28,000 | 73,000 | 136,000 | 123,000 |
| Net income | 210,000 | 398,000 | 621,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,343,000 | 5,481,000 | 5,654,000 | 5,230,000 |
| Total capital | 5,655,000 | 5,802,000 | 6,000,000 | 5,580,000 |
| Risk-weighted assets | 24,979,000 | 25,807,000 | 27,704,000 | 28,004,000 |