Call reports 2026
LAMONT BANK OF ST. JOHN — 2026
What LAMONT BANK OF ST. JOHN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,579,000 | 51,124,000 |
| Total loans | 33,991,000 | 35,143,000 |
| Allowance for loan losses | 2,464,000 | 2,504,000 |
| Securities available for sale | 12,993,000 | 13,256,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 52,420,000 | 49,730,000 |
| Interest-bearing deposits | 38,436,000 | 35,995,000 |
| Noninterest-bearing deposits | 13,984,000 | 13,735,000 |
| Equity capital | 892,000 | 919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 162,000 | 849,000 |
| Interest expense | 220,000 | 430,000 |
| Net interest income | -58,000 | 419,000 |
| Noninterest income | 146,000 | 152,000 |
| Noninterest expense | 467,000 | 945,000 |
| Provision for loan losses | 1,324,000 | 1,324,000 |
| Pretax income | -1,703,000 | -1,698,000 |
| Income tax | 0 | 0 |
| Net income | -1,703,000 | -1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,550,000 | 1,557,000 |
| Total capital | 2,106,000 | 2,186,000 |
| Risk-weighted assets | 42,595,000 | 48,455,000 |