Call reports 2006
LAMONT BANK OF ST. JOHN — 2006
What LAMONT BANK OF ST. JOHN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,328,000 | 24,271,000 | 23,987,000 | 23,955,000 |
| Total loans | 3,952,000 | 5,680,000 | 4,872,000 | 4,464,000 |
| Allowance for loan losses | 60,000 | 60,000 | 69,000 | 81,000 |
| Securities available for sale | 16,611,000 | 15,542,000 | 14,732,000 | 13,770,000 |
| Securities held to maturity | 1,060,000 | 1,060,000 | 1,060,000 | 761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,209,000 | 18,767,000 | 19,664,000 | 20,663,000 |
| Interest-bearing deposits | 13,936,000 | 13,183,000 | 12,866,000 | 12,828,000 |
| Noninterest-bearing deposits | 6,273,000 | 5,584,000 | 6,798,000 | 7,835,000 |
| Equity capital | 3,019,000 | 2,988,000 | 3,176,000 | 3,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 474,000 | 750,000 | 1,022,000 |
| Interest expense | 81,000 | 180,000 | 298,000 | 391,000 |
| Net interest income | 152,000 | 294,000 | 452,000 | 631,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 124,000 | 235,000 | 333,000 | 461,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 23,000 | 55,000 | 95,000 | 126,000 |
| Income tax | 2,000 | 5,000 | 17,000 | 11,000 |
| Net income | 21,000 | 50,000 | 78,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,226,000 | 3,255,000 | 3,283,000 | 3,282,000 |
| Total capital | 3,286,000 | 3,315,000 | 3,352,000 | 3,363,000 |
| Risk-weighted assets | 8,389,000 | 10,012,000 | 9,519,000 | 8,766,000 |
Machine access — free, no API key
Every figure shown here about LAMONT BANK OF ST. JOHN — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.