Call reports 2025
CHESTER NATIONAL BANK — 2025
What CHESTER NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 101,339,000 | 106,054,000 | 109,328,000 | 116,171,000 |
| Total loans | 50,193,000 | 52,710,000 | 55,557,000 | 57,984,000 |
| Allowance for loan losses | 414,000 | 414,000 | 414,000 | 414,000 |
| Securities available for sale | 1,082,000 | 589,000 | 594,000 | 98,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,770,000 | 99,324,000 | 102,292,000 | 109,050,000 |
| Interest-bearing deposits | 80,082,000 | 85,466,000 | 88,714,000 | 96,771,000 |
| Noninterest-bearing deposits | 14,688,000 | 13,858,000 | 13,578,000 | 12,279,000 |
| Equity capital | 6,373,000 | 6,646,000 | 6,927,000 | 6,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,201,000 | 3,384,000 | 4,586,000 |
| Interest expense | 348,000 | 722,000 | 1,125,000 | 1,497,000 |
| Net interest income | 706,000 | 1,479,000 | 2,259,000 | 3,089,000 |
| Noninterest income | 58,000 | 117,000 | 140,000 | 233,000 |
| Noninterest expense | 495,000 | 995,000 | 1,470,000 | 2,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 601,000 | 929,000 | 1,290,000 |
| Income tax | 45,000 | 110,000 | 160,000 | 220,000 |
| Net income | 224,000 | 491,000 | 769,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,386,000 | 6,654,000 | 6,931,000 | 6,982,000 |
| Total capital | 6,800,000 | 7,068,000 | 7,345,000 | 7,396,000 |
| Risk-weighted assets | 38,194,000 | 41,762,000 | 43,513,000 | 41,800,000 |