Call reports 2024
CHESTER NATIONAL BANK — 2024
What CHESTER NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 68,690,000 | 76,712,000 | 86,461,000 | 97,806,000 |
| Total loans | 45,062,000 | 46,881,000 | 47,720,000 | 49,399,000 |
| Allowance for loan losses | 417,000 | 417,000 | 417,000 | 417,000 |
| Securities available for sale | 5,868,000 | 5,927,000 | 5,511,000 | 4,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,346,000 | 70,440,000 | 79,906,000 | 91,321,000 |
| Interest-bearing deposits | 48,006,000 | 51,647,000 | 64,956,000 | 75,213,000 |
| Noninterest-bearing deposits | 14,340,000 | 18,793,000 | 14,950,000 | 16,108,000 |
| Equity capital | 6,253,000 | 6,205,000 | 6,447,000 | 6,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,398,000 | 2,272,000 | 3,257,000 |
| Interest expense | 172,000 | 359,000 | 625,000 | 941,000 |
| Net interest income | 487,000 | 1,039,000 | 1,647,000 | 2,316,000 |
| Noninterest income | 56,000 | 117,000 | 177,000 | 225,000 |
| Noninterest expense | 457,000 | 920,000 | 1,396,000 | 1,829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 236,000 | 428,000 | 712,000 |
| Income tax | 9,000 | 21,000 | 32,000 | 122,000 |
| Net income | 77,000 | 215,000 | 396,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,423,000 | 6,331,000 | 6,512,000 | 6,354,000 |
| Total capital | 6,840,000 | 6,748,000 | 6,929,000 | 6,771,000 |
| Risk-weighted assets | 40,246,000 | 36,960,000 | 38,435,000 | 40,755,000 |