Call reports 2023
CHESTER NATIONAL BANK — 2023
What CHESTER NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 62,809,000 | 71,702,000 | 66,025,000 | 64,207,000 |
| Total loans | 43,437,000 | 43,954,000 | 44,523,000 | 44,532,000 |
| Allowance for loan losses | 418,000 | 418,000 | 418,000 | 417,000 |
| Securities available for sale | 7,251,000 | 7,132,000 | 6,188,000 | 6,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,698,000 | 65,472,000 | 59,947,000 | 57,979,000 |
| Interest-bearing deposits | 48,496,000 | 55,994,000 | 50,359,000 | 45,670,000 |
| Noninterest-bearing deposits | 8,202,000 | 9,478,000 | 9,587,000 | 12,309,000 |
| Equity capital | 6,007,000 | 6,114,000 | 5,975,000 | 6,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,107,000 | 1,703,000 | 2,347,000 |
| Interest expense | 102,000 | 231,000 | 379,000 | 545,000 |
| Net interest income | 445,000 | 876,000 | 1,324,000 | 1,802,000 |
| Noninterest income | 61,000 | 209,000 | 277,000 | 339,000 |
| Noninterest expense | 453,000 | 912,000 | 1,361,000 | 1,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 173,000 | 240,000 | 338,000 |
| Income tax | 0 | 0 | 0 | 28,000 |
| Net income | 53,000 | 173,000 | 240,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,335,000 | 6,456,000 | 6,276,000 | 6,345,000 |
| Total capital | 6,748,000 | 6,874,000 | 6,694,000 | 6,762,000 |
| Risk-weighted assets | 33,061,000 | 34,100,000 | 38,513,000 | 38,659,000 |