Call reports 2022
CHESTER NATIONAL BANK — 2022
What CHESTER NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 65,828,000 | 65,485,000 | 63,481,000 | 62,270,000 |
| Total loans | 39,415,000 | 39,657,000 | 39,998,000 | 41,841,000 |
| Allowance for loan losses | 420,000 | 421,000 | 421,000 | 420,000 |
| Securities available for sale | 7,685,000 | 7,455,000 | 7,277,000 | 7,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,582,000 | 59,312,000 | 57,613,000 | 56,285,000 |
| Interest-bearing deposits | 50,467,000 | 50,068,000 | 50,366,000 | 48,121,000 |
| Noninterest-bearing deposits | 9,115,000 | 9,245,000 | 7,247,000 | 8,164,000 |
| Equity capital | 6,126,000 | 6,022,000 | 5,703,000 | 5,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 837,000 | 1,296,000 | 1,804,000 |
| Interest expense | 32,000 | 62,000 | 95,000 | 153,000 |
| Net interest income | 380,000 | 775,000 | 1,201,000 | 1,651,000 |
| Noninterest income | 61,000 | 97,000 | 147,000 | 252,000 |
| Noninterest expense | 480,000 | 957,000 | 1,407,000 | 1,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -39,000 | -85,000 | -59,000 | 65,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -39,000 | -85,000 | -59,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,392,000 | 6,347,000 | 6,329,000 | 6,282,000 |
| Total capital | 6,755,000 | 6,758,000 | 6,704,000 | 6,670,000 |
| Risk-weighted assets | 28,963,000 | 32,884,000 | 29,979,000 | 31,027,000 |