Call reports 2021
CHESTER NATIONAL BANK — 2021
What CHESTER NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 67,106,000 | 65,982,000 | 65,098,000 | 67,771,000 |
| Total loans | 39,860,000 | 37,672,000 | 38,567,000 | 39,715,000 |
| Allowance for loan losses | 420,000 | 420,000 | 420,000 | 420,000 |
| Securities available for sale | 6,952,000 | 7,435,000 | 7,444,000 | 8,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,699,000 | 59,516,000 | 58,529,000 | 61,288,000 |
| Interest-bearing deposits | 49,909,000 | 49,106,000 | 47,951,000 | 50,501,000 |
| Noninterest-bearing deposits | 10,790,000 | 10,410,000 | 10,578,000 | 10,787,000 |
| Equity capital | 6,278,000 | 6,282,000 | 6,353,000 | 6,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 885,000 | 1,295,000 | 1,710,000 |
| Interest expense | 46,000 | 89,000 | 126,000 | 160,000 |
| Net interest income | 417,000 | 796,000 | 1,169,000 | 1,550,000 |
| Noninterest income | 61,000 | 126,000 | 188,000 | 250,000 |
| Noninterest expense | 380,000 | 799,000 | 1,149,000 | 1,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 123,000 | 208,000 | 256,000 |
| Income tax | 18,000 | 26,000 | 47,000 | 19,000 |
| Net income | 80,000 | 97,000 | 161,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,277,000 | 6,293,000 | 6,357,000 | 6,432,000 |
| Total capital | 6,671,000 | 6,667,000 | 6,740,000 | 6,828,000 |
| Risk-weighted assets | 31,538,000 | 29,949,000 | 30,611,000 | 31,728,000 |