Call reports 2020
CHESTER NATIONAL BANK — 2020
What CHESTER NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 60,522,000 | 66,213,000 | 67,446,000 | 67,363,000 |
| Total loans | 43,951,000 | 41,454,000 | 41,400,000 | 40,993,000 |
| Allowance for loan losses | 421,000 | 420,000 | 420,000 | 420,000 |
| Securities available for sale | 7,243,000 | 8,271,000 | 7,877,000 | 7,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,481,000 | 54,143,000 | 55,328,000 | 61,040,000 |
| Interest-bearing deposits | 46,959,000 | 47,059,000 | 47,162,000 | 52,215,000 |
| Noninterest-bearing deposits | 5,522,000 | 7,084,000 | 8,166,000 | 8,825,000 |
| Equity capital | 7,908,000 | 7,961,000 | 7,968,000 | 6,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,023,000 | 1,496,000 | 1,955,000 |
| Interest expense | 79,000 | 143,000 | 203,000 | 255,000 |
| Net interest income | 450,000 | 880,000 | 1,293,000 | 1,700,000 |
| Noninterest income | 63,000 | 126,000 | 190,000 | 250,000 |
| Noninterest expense | 459,000 | 911,000 | 1,368,000 | 1,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 95,000 | 115,000 | 207,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 20,000 |
| Net income | 46,000 | 80,000 | 93,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,901,000 | 7,934,000 | 7,946,000 | 6,197,000 |
| Total capital | 8,322,000 | 8,344,000 | 8,348,000 | 6,598,000 |
| Risk-weighted assets | 35,000 | 32,855,000 | 32,174,000 | 32,063,000 |