Call reports 2019
CHESTER NATIONAL BANK — 2019
What CHESTER NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 72,142,000 | 63,883,000 | 61,361,000 | 64,118,000 |
| Total loans | 45,275,000 | 45,054,000 | 44,699,000 | 44,190,000 |
| Allowance for loan losses | 421,000 | 421,000 | 421,000 | 421,000 |
| Securities available for sale | 3,410,000 | 11,394,000 | 9,178,000 | 8,444,000 |
| Securities held to maturity | 14,609,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,619,000 | 55,221,000 | 52,560,000 | 55,471,000 |
| Interest-bearing deposits | 49,147,000 | 48,144,000 | 45,904,000 | 50,143,000 |
| Noninterest-bearing deposits | 9,472,000 | 7,077,000 | 6,656,000 | 5,328,000 |
| Equity capital | 8,405,000 | 8,553,000 | 8,642,000 | 8,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,182,000 | 1,741,000 | 2,296,000 |
| Interest expense | 106,000 | 214,000 | 306,000 | 401,000 |
| Net interest income | 488,000 | 968,000 | 1,435,000 | 1,895,000 |
| Noninterest income | 57,000 | 119,000 | 178,000 | 238,000 |
| Noninterest expense | 481,000 | 929,000 | 1,388,000 | 1,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 153,000 | 233,000 | 294,000 |
| Income tax | 13,000 | 25,000 | 38,000 | 16,000 |
| Net income | 51,000 | 128,000 | 195,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,483,000 | 8,559,000 | 8,627,000 | 8,454,000 |
| Total capital | 8,904,000 | 8,980,000 | 9,048,000 | 8,875,000 |
| Risk-weighted assets | 39,895,000 | 37,832,000 | 35,967,000 | 35,688,000 |