Call reports 2018
CHESTER NATIONAL BANK — 2018
What CHESTER NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,400,000 | 83,179,000 | 79,958,000 | 73,257,000 |
| Total loans | 41,722,000 | 42,628,000 | 43,501,000 | 44,021,000 |
| Allowance for loan losses | 408,000 | 408,000 | 423,000 | 423,000 |
| Securities available for sale | 4,290,000 | 4,281,000 | 4,304,000 | 4,139,000 |
| Securities held to maturity | 20,519,000 | 20,520,000 | 18,021,000 | 15,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,995,000 | 74,837,000 | 71,599,000 | 64,955,000 |
| Interest-bearing deposits | 54,043,000 | 52,440,000 | 51,883,000 | 55,073,000 |
| Noninterest-bearing deposits | 22,952,000 | 22,397,000 | 19,716,000 | 9,882,000 |
| Equity capital | 8,303,000 | 8,257,000 | 8,270,000 | 8,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,242,000 | 1,885,000 | 2,508,000 |
| Interest expense | 49,000 | 104,000 | 160,000 | 235,000 |
| Net interest income | 563,000 | 1,138,000 | 1,725,000 | 2,273,000 |
| Noninterest income | 62,000 | 124,000 | 184,000 | 240,000 |
| Noninterest expense | 472,000 | 930,000 | 1,397,000 | 1,862,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 153,000 | 332,000 | 497,000 | 636,000 |
| Income tax | 59,000 | 83,000 | 92,000 | 81,000 |
| Net income | 94,000 | 249,000 | 405,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,499,000 | 8,459,000 | 8,456,000 | 8,431,000 |
| Total capital | 8,907,000 | 8,867,000 | 8,879,000 | 8,854,000 |
| Risk-weighted assets | 40,301,000 | 40,214,000 | 40,436,000 | 40,357,000 |