Call reports 2017
CHESTER NATIONAL BANK — 2017
What CHESTER NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,519,000 | 88,979,000 | 85,270,000 | 85,658,000 |
| Total loans | 40,260,000 | 40,611,000 | 40,820,000 | 41,283,000 |
| Allowance for loan losses | 411,000 | 410,000 | 410,000 | 408,000 |
| Securities available for sale | 4,560,000 | 4,595,000 | 4,794,000 | 4,653,000 |
| Securities held to maturity | 22,333,000 | 20,737,000 | 20,738,000 | 20,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,691,000 | 80,319,000 | 76,618,000 | 77,237,000 |
| Interest-bearing deposits | 53,328,000 | 53,745,000 | 55,140,000 | 55,643,000 |
| Noninterest-bearing deposits | 29,363,000 | 26,574,000 | 21,478,000 | 21,594,000 |
| Equity capital | 8,738,000 | 8,595,000 | 8,579,000 | 8,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,203,000 | 1,818,000 | 2,432,000 |
| Interest expense | 48,000 | 95,000 | 145,000 | 197,000 |
| Net interest income | 549,000 | 1,108,000 | 1,673,000 | 2,235,000 |
| Noninterest income | 62,000 | 126,000 | 187,000 | 250,000 |
| Noninterest expense | 462,000 | 927,000 | 1,395,000 | 1,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 319,000 | 479,000 | 634,000 |
| Income tax | 22,000 | 45,000 | 67,000 | 100,000 |
| Net income | 130,000 | 274,000 | 412,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,822,000 | 8,646,000 | 8,641,000 | 8,406,000 |
| Total capital | 9,233,000 | 9,056,000 | 9,051,000 | 8,814,000 |
| Risk-weighted assets | 39,536,000 | 39,664,000 | 39,644,000 | 40,542,000 |