Call reports 2014
COMMUNITY BANK-WHEATON/GLEN ELLYN — 2014
What COMMUNITY BANK-WHEATON/GLEN ELLYN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 349,806,000 | 345,082,000 | 335,288,000 | 343,164,000 |
| Total loans | 199,372,000 | 194,216,000 | 192,375,000 | 185,015,000 |
| Allowance for loan losses | 2,707,000 | 2,734,000 | 2,682,000 | 2,442,000 |
| Securities available for sale | 93,347,000 | 103,489,000 | 102,606,000 | 105,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,684,000 | 314,602,000 | 302,900,000 | 310,292,000 |
| Interest-bearing deposits | 279,143,000 | 273,873,000 | 197,033,000 | 263,679,000 |
| Noninterest-bearing deposits | 41,541,000 | 40,729,000 | 105,867,000 | 46,613,000 |
| Equity capital | 22,447,000 | 23,610,000 | 28,208,000 | 29,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,986,000 | 5,996,000 | 8,923,000 | 11,740,000 |
| Interest expense | 333,000 | 657,000 | 963,000 | 1,260,000 |
| Net interest income | 2,653,000 | 5,339,000 | 7,960,000 | 10,480,000 |
| Noninterest income | 402,000 | 916,000 | 1,422,000 | 1,800,000 |
| Noninterest expense | 2,619,000 | 5,233,000 | 7,779,000 | 10,478,000 |
| Provision for loan losses | 136,000 | 186,000 | 111,000 | -75,000 |
| Pretax income | 300,000 | 836,000 | 1,496,000 | 1,862,000 |
| Income tax | 0 | 0 | -3,956,000 | -3,956,000 |
| Net income | 300,000 | 836,000 | 5,452,000 | 5,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,790,000 | 24,326,000 | 25,132,000 | 25,499,000 |
| Total capital | 26,497,000 | 27,032,000 | 27,814,000 | 27,941,000 |
| Risk-weighted assets | 220,702,000 | 216,926,000 | 215,418,000 | 208,397,000 |