Call reports 2012
COMMUNITY BANK-WHEATON/GLEN ELLYN — 2012
What COMMUNITY BANK-WHEATON/GLEN ELLYN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 336,969,000 | 338,957,000 | 333,654,000 | 355,099,000 |
| Total loans | 201,734,000 | 199,750,000 | 203,208,000 | 204,681,000 |
| Allowance for loan losses | 5,695,000 | 5,168,000 | 5,309,000 | 3,032,000 |
| Securities available for sale | 50,490,000 | 52,175,000 | 50,857,000 | 47,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,807,000 | 312,976,000 | 307,983,000 | 317,844,000 |
| Interest-bearing deposits | 273,322,000 | 276,149,000 | 270,170,000 | 278,475,000 |
| Noninterest-bearing deposits | 36,485,000 | 36,827,000 | 37,813,000 | 39,369,000 |
| Equity capital | 11,163,000 | 10,426,000 | 10,195,000 | 25,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,317,000 | 9,395,000 | 12,391,000 |
| Interest expense | 536,000 | 1,056,000 | 1,540,000 | 2,008,000 |
| Net interest income | 2,645,000 | 5,261,000 | 7,855,000 | 10,383,000 |
| Noninterest income | 553,000 | 1,121,000 | 1,678,000 | 2,323,000 |
| Noninterest expense | 3,237,000 | 6,686,000 | 9,965,000 | 14,604,000 |
| Provision for loan losses | 180,000 | 957,000 | 1,137,000 | 1,467,000 |
| Pretax income | -219,000 | -1,120,000 | -1,428,000 | -2,385,000 |
| Income tax | 37,000 | -27,000 | -57,000 | 244,000 |
| Net income | -256,000 | -1,093,000 | -1,371,000 | -2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,604,000 | 9,767,000 | 9,489,000 | 25,514,000 |
| Total capital | 13,429,000 | 12,593,000 | 12,328,000 | 28,321,000 |
| Risk-weighted assets | 223,134,000 | 223,771,000 | 224,621,000 | 224,360,000 |