Call reports 2011
COMMUNITY BANK-WHEATON/GLEN ELLYN — 2011
What COMMUNITY BANK-WHEATON/GLEN ELLYN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 334,425,000 | 326,309,000 | 326,650,000 | 328,368,000 |
| Total loans | 218,465,000 | 219,005,000 | 218,997,000 | 207,621,000 |
| Allowance for loan losses | 5,190,000 | 6,604,000 | 6,773,000 | 8,853,000 |
| Securities available for sale | 48,061,000 | 49,257,000 | 41,791,000 | 43,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,055,000 | 292,058,000 | 291,868,000 | 301,515,000 |
| Interest-bearing deposits | 266,665,000 | 260,645,000 | 258,160,000 | 265,184,000 |
| Noninterest-bearing deposits | 31,390,000 | 31,413,000 | 33,708,000 | 36,331,000 |
| Equity capital | 21,067,000 | 19,887,000 | 20,275,000 | 11,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,338,000 | 6,725,000 | 10,045,000 | 13,274,000 |
| Interest expense | 629,000 | 1,220,000 | 1,782,000 | 2,333,000 |
| Net interest income | 2,709,000 | 5,505,000 | 8,263,000 | 10,941,000 |
| Noninterest income | 604,000 | 1,098,000 | 1,572,000 | 2,415,000 |
| Noninterest expense | 3,058,000 | 6,347,000 | 9,427,000 | 13,284,000 |
| Provision for loan losses | 173,000 | 2,694,000 | 2,866,000 | 6,170,000 |
| Pretax income | 186,000 | -2,334,000 | -2,354,000 | -5,994,000 |
| Income tax | 9,000 | -687,000 | -763,000 | 4,320,000 |
| Net income | 177,000 | -1,647,000 | -1,591,000 | -10,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,937,000 | 15,708,000 | 15,782,000 | 10,860,000 |
| Total capital | 20,039,000 | 18,792,000 | 18,752,000 | 13,756,000 |
| Risk-weighted assets | 246,069,000 | 243,182,000 | 239,194,000 | 225,751,000 |