Call report 2025Q4
SOUTHERN HERITAGE BANK — 2025Q4
The 22 measures SOUTHERN HERITAGE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 403,664,000 | USD | evidence → |
| Total loans | 279,288,000 | USD | evidence → |
| Allowance for loan losses | 2,797,000 | USD | evidence → |
| Securities available for sale | 99,803,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 362,565,000 | USD | evidence → |
| Interest-bearing deposits | 263,287,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,278,000 | USD | evidence → |
| Equity capital | 37,384,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,910,000 | USD | evidence → |
| Interest expense | 6,404,000 | USD | evidence → |
| Net interest income | 16,506,000 | USD | evidence → |
| Noninterest income | 2,634,000 | USD | evidence → |
| Noninterest expense | 12,143,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 6,627,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 6,627,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,137,000 | USD | evidence → |