FACTANKER · measured, cited, anchored official records connected

Call report 2003Q4

SOUTHERN HERITAGE BANK — 2003Q4

The 22 measures SOUTHERN HERITAGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.

PERIOD: 2003Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0b301444-b9fe-40e7-8f01-c0fbf86e035a/2003Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets168,891,000USDevidence →
Total loans76,218,000USDevidence →
Allowance for loan losses549,000USDevidence →
Securities available for sale72,387,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits148,985,000USDevidence →
Interest-bearing deposits128,269,000USDevidence →
Noninterest-bearing deposits20,716,000USDevidence →
Equity capital18,524,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income8,992,000USDevidence →
Interest expense3,054,000USDevidence →
Net interest income5,938,000USDevidence →
Noninterest income941,000USDevidence →
Noninterest expense5,069,000USDevidence →
Provision for loan losses585,000USDevidence →
Pretax income2,207,000USDevidence →
Income tax428,000USDevidence →
Net income1,779,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital17,673,000USDevidence →
Total capital18,222,000USDevidence →
Risk-weighted assets78,883,000USDevidence →

Machine access — free, no API key

Every figure shown here about SOUTHERN HERITAGE BANK — 2003Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.