Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 596,970,000 | 598,232,000 | 606,458,000 | 613,664,000 |
| Total loans | 403,901,000 | 408,307,000 | 432,841,000 | 436,841,000 |
| Allowance for loan losses | 5,426,000 | 5,647,000 | 5,646,000 | 5,641,000 |
| Securities available for sale | 96,605,000 | 105,501,000 | 106,275,000 | 100,241,000 |
| Securities held to maturity | 1,050,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,019,000 | 527,855,000 | 534,724,000 | 539,800,000 |
| Interest-bearing deposits | 400,219,000 | 408,445,000 | 409,167,000 | 423,673,000 |
| Noninterest-bearing deposits | 125,800,000 | 119,410,000 | 125,557,000 | 116,127,000 |
| Equity capital | 59,671,000 | 61,128,000 | 64,485,000 | 66,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,979,000 | 16,140,000 | 24,738,000 | 33,572,000 |
| Interest expense | 3,306,000 | 6,550,000 | 9,811,000 | 13,070,000 |
| Net interest income | 4,673,000 | 9,590,000 | 14,927,000 | 20,502,000 |
| Noninterest income | 776,000 | 1,286,000 | 1,818,000 | 2,695,000 |
| Noninterest expense | 2,810,000 | 5,770,000 | 8,967,000 | 12,609,000 |
| Provision for loan losses | 225,000 | 450,000 | 450,000 | 450,000 |
| Pretax income | 2,414,000 | 4,657,000 | 7,329,000 | 10,089,000 |
| Income tax | 540,000 | 1,076,000 | 1,732,000 | 2,245,000 |
| Net income | 1,874,000 | 3,581,000 | 5,597,000 | 7,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,741,000 | 66,148,000 | 67,865,000 | 69,811,000 |
| Total capital | 70,063,000 | 71,592,000 | 73,594,000 | 75,586,000 |
| Risk-weighted assets | 425,384,000 | 435,067,000 | 458,096,000 | 461,811,000 |