Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 523,327,000 | 542,254,000 | 559,812,000 | 595,479,000 |
| Total loans | 377,442,000 | 390,843,000 | 404,130,000 | 408,510,000 |
| Allowance for loan losses | 4,761,000 | 4,905,000 | 5,052,000 | 5,200,000 |
| Securities available for sale | 93,714,000 | 92,277,000 | 94,305,000 | 95,508,000 |
| Securities held to maturity | 1,250,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,565,000 | 475,069,000 | 491,338,000 | 527,328,000 |
| Interest-bearing deposits | 346,903,000 | 360,106,000 | 374,023,000 | 405,234,000 |
| Noninterest-bearing deposits | 114,662,000 | 114,963,000 | 117,315,000 | 122,094,000 |
| Equity capital | 51,867,000 | 53,685,000 | 57,014,000 | 56,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,803,000 | 13,957,000 | 21,725,000 | 29,898,000 |
| Interest expense | 2,758,000 | 5,725,000 | 9,036,000 | 12,478,000 |
| Net interest income | 4,045,000 | 8,232,000 | 12,689,000 | 17,420,000 |
| Noninterest income | 525,000 | 987,000 | 1,511,000 | 2,105,000 |
| Noninterest expense | 2,666,000 | 5,289,000 | 7,949,000 | 10,767,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,754,000 | 3,630,000 | 5,802,000 | 8,159,000 |
| Income tax | 402,000 | 981,000 | 1,584,000 | 1,998,000 |
| Net income | 1,352,000 | 2,649,000 | 4,218,000 | 6,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,258,000 | 60,254,000 | 61,524,000 | 63,167,000 |
| Total capital | 64,019,000 | 65,159,000 | 66,819,000 | 68,607,000 |
| Risk-weighted assets | 399,014,000 | 413,659,000 | 423,574,000 | 435,119,000 |