Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 498,792,000 | 496,436,000 | 507,887,000 | 528,027,000 |
| Total loans | 349,360,000 | 355,842,000 | 360,558,000 | 357,294,000 |
| Allowance for loan losses | 4,184,000 | 4,331,000 | 4,478,000 | 4,612,000 |
| Securities available for sale | 97,985,000 | 94,158,000 | 92,081,000 | 93,400,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,314,000 | 432,559,000 | 444,651,000 | 463,890,000 |
| Interest-bearing deposits | 287,774,000 | 314,950,000 | 330,415,000 | 347,059,000 |
| Noninterest-bearing deposits | 144,540,000 | 117,609,000 | 114,236,000 | 116,831,000 |
| Equity capital | 47,561,000 | 47,773,000 | 48,330,000 | 51,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,198,000 | 10,845,000 | 17,151,000 | 23,919,000 |
| Interest expense | 1,296,000 | 3,219,000 | 5,574,000 | 8,190,000 |
| Net interest income | 3,902,000 | 7,626,000 | 11,577,000 | 15,729,000 |
| Noninterest income | 498,000 | 966,000 | 1,503,000 | 2,342,000 |
| Noninterest expense | 2,471,000 | 4,932,000 | 7,507,000 | 10,289,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,779,000 | 3,361,000 | 5,124,000 | 7,183,000 |
| Income tax | 432,000 | 925,000 | 1,343,000 | 1,834,000 |
| Net income | 1,347,000 | 2,436,000 | 3,781,000 | 5,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,104,000 | 55,894,000 | 56,938,000 | 58,206,000 |
| Total capital | 59,288,000 | 60,224,000 | 61,716,000 | 62,818,000 |
| Risk-weighted assets | 389,811,000 | 391,660,000 | 393,183,000 | 386,248,000 |