Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 516,150,000 | 502,772,000 | 500,969,000 | 481,308,000 |
| Total loans | 294,929,000 | 306,589,000 | 321,836,000 | 341,399,000 |
| Allowance for loan losses | 4,195,000 | 4,239,000 | 4,287,000 | 4,332,000 |
| Securities available for sale | 100,409,000 | 106,526,000 | 106,557,000 | 99,798,000 |
| Securities held to maturity | 1,455,000 | 1,453,000 | 1,452,000 | 1,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,731,000 | 449,131,000 | 447,220,000 | 420,575,000 |
| Interest-bearing deposits | 309,441,000 | 299,040,000 | 294,818,000 | 276,328,000 |
| Noninterest-bearing deposits | 150,290,000 | 150,091,000 | 152,402,000 | 144,247,000 |
| Equity capital | 46,330,000 | 43,895,000 | 44,067,000 | 46,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,577,000 | 7,485,000 | 11,968,000 | 17,040,000 |
| Interest expense | 346,000 | 722,000 | 1,273,000 | 2,199,000 |
| Net interest income | 3,231,000 | 6,763,000 | 10,695,000 | 14,841,000 |
| Noninterest income | 590,000 | 1,162,000 | 1,591,000 | 2,196,000 |
| Noninterest expense | 2,197,000 | 4,477,000 | 6,839,000 | 9,272,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,579,000 | 3,358,000 | 5,312,000 | 7,522,000 |
| Income tax | 430,000 | 823,000 | 1,290,000 | 1,836,000 |
| Net income | 1,149,000 | 2,535,000 | 4,022,000 | 5,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,270,000 | 51,407,000 | 52,643,000 | 54,057,000 |
| Total capital | 54,316,000 | 55,646,000 | 56,930,000 | 58,389,000 |
| Risk-weighted assets | 323,554,000 | 340,233,000 | 360,151,000 | 382,878,000 |