Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 412,808,000 | 450,131,000 | 473,248,000 | 464,849,000 |
| Total loans | 253,052,000 | 261,506,000 | 278,978,000 | 293,076,000 |
| Allowance for loan losses | 4,021,000 | 4,100,000 | 4,151,000 | 4,150,000 |
| Securities available for sale | 61,488,000 | 102,316,000 | 105,219,000 | 100,187,000 |
| Securities held to maturity | 1,462,000 | 1,460,000 | 1,458,000 | 1,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,733,000 | 398,835,000 | 420,811,000 | 406,076,000 |
| Interest-bearing deposits | 256,041,000 | 275,813,000 | 287,696,000 | 271,713,000 |
| Noninterest-bearing deposits | 108,692,000 | 123,022,000 | 133,115,000 | 134,363,000 |
| Equity capital | 37,279,000 | 41,015,000 | 42,310,000 | 48,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,682,000 | 7,021,000 | 10,756,000 | 14,314,000 |
| Interest expense | 375,000 | 761,000 | 1,153,000 | 1,561,000 |
| Net interest income | 3,307,000 | 6,260,000 | 9,603,000 | 12,753,000 |
| Noninterest income | 710,000 | 1,326,000 | 1,974,000 | 2,558,000 |
| Noninterest expense | 2,129,000 | 4,404,000 | 6,683,000 | 8,975,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,813,000 | 3,032,000 | 4,764,000 | 6,206,000 |
| Income tax | 453,000 | 733,000 | 1,166,000 | 1,499,000 |
| Net income | 1,360,000 | 2,299,000 | 3,598,000 | 4,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,050,000 | 40,813,000 | 41,937,000 | 49,371,000 |
| Total capital | 40,245,000 | 44,244,000 | 45,664,000 | 53,294,000 |
| Risk-weighted assets | 254,814,000 | 273,798,000 | 297,782,000 | 313,637,000 |