Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 312,784,000 | 355,903,000 | 369,408,000 | 383,156,000 |
| Total loans | 224,405,000 | 244,150,000 | 246,826,000 | 259,802,000 |
| Allowance for loan losses | 3,283,000 | 3,343,000 | 3,641,000 | 3,940,000 |
| Securities available for sale | 30,223,000 | 30,276,000 | 36,643,000 | 48,868,000 |
| Securities held to maturity | 2,008,000 | 1,936,000 | 1,935,000 | 1,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,773,000 | 308,637,000 | 322,858,000 | 336,159,000 |
| Interest-bearing deposits | 197,045,000 | 215,397,000 | 226,808,000 | 237,723,000 |
| Noninterest-bearing deposits | 69,729,000 | 93,241,000 | 96,050,000 | 98,435,000 |
| Equity capital | 33,378,000 | 34,808,000 | 35,710,000 | 36,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,436,000 | 9,594,000 | 12,784,000 |
| Interest expense | 594,000 | 1,122,000 | 1,594,000 | 2,029,000 |
| Net interest income | 2,723,000 | 5,314,000 | 8,000,000 | 10,755,000 |
| Noninterest income | 521,000 | 1,178,000 | 1,835,000 | 2,422,000 |
| Noninterest expense | 1,966,000 | 4,064,000 | 6,111,000 | 8,171,000 |
| Provision for loan losses | 60,000 | 120,000 | 420,000 | 720,000 |
| Pretax income | 1,266,000 | 2,368,000 | 3,367,000 | 4,349,000 |
| Income tax | 327,000 | 659,000 | 799,000 | 1,071,000 |
| Net income | 939,000 | 1,709,000 | 2,568,000 | 3,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,525,000 | 34,294,000 | 35,153,000 | 35,864,000 |
| Total capital | 36,432,000 | 37,168,000 | 38,059,000 | 39,054,000 |
| Risk-weighted assets | 232,242,000 | 229,427,000 | 231,792,000 | 254,438,000 |