Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 295,324,000 | 289,618,000 | 296,702,000 | 295,296,000 |
| Total loans | 210,156,000 | 220,250,000 | 222,980,000 | 219,900,000 |
| Allowance for loan losses | 3,053,000 | 3,110,000 | 3,158,000 | 3,227,000 |
| Securities available for sale | 18,672,000 | 24,978,000 | 24,684,000 | 27,509,000 |
| Securities held to maturity | 3,375,000 | 2,945,000 | 2,740,000 | 2,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,514,000 | 249,466,000 | 256,180,000 | 251,292,000 |
| Interest-bearing deposits | 189,409,000 | 184,169,000 | 186,391,000 | 185,760,000 |
| Noninterest-bearing deposits | 66,105,000 | 65,297,000 | 69,789,000 | 65,532,000 |
| Equity capital | 31,755,000 | 32,394,000 | 32,734,000 | 32,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,138,000 | 6,483,000 | 9,847,000 | 13,204,000 |
| Interest expense | 561,000 | 1,181,000 | 1,800,000 | 2,443,000 |
| Net interest income | 2,577,000 | 5,302,000 | 8,047,000 | 10,761,000 |
| Noninterest income | 424,000 | 911,000 | 1,406,000 | 1,907,000 |
| Noninterest expense | 1,716,000 | 3,527,000 | 5,485,000 | 7,488,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,225,000 | 2,566,000 | 3,805,000 | 4,965,000 |
| Income tax | 289,000 | 619,000 | 922,000 | 1,270,000 |
| Net income | 936,000 | 1,947,000 | 2,883,000 | 3,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,876,000 | 32,263,000 | 32,573,000 | 32,761,000 |
| Total capital | 34,563,000 | 35,106,000 | 35,456,000 | 35,600,000 |
| Risk-weighted assets | 214,574,000 | 227,234,000 | 230,359,000 | 226,795,000 |