Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 255,640,000 | 254,511,000 | 257,758,000 | 267,517,000 |
| Total loans | 193,054,000 | 198,969,000 | 205,366,000 | 204,705,000 |
| Allowance for loan losses | 2,767,000 | 2,864,000 | 2,937,000 | 2,997,000 |
| Securities available for sale | 19,667,000 | 18,650,000 | 17,841,000 | 17,351,000 |
| Securities held to maturity | 3,409,000 | 3,401,000 | 3,393,000 | 3,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,380,000 | 218,605,000 | 220,347,000 | 227,809,000 |
| Interest-bearing deposits | 156,349,000 | 152,307,000 | 152,884,000 | 162,050,000 |
| Noninterest-bearing deposits | 63,030,000 | 66,298,000 | 67,463,000 | 65,760,000 |
| Equity capital | 29,103,000 | 29,916,000 | 30,572,000 | 30,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,303,000 | 8,119,000 | 11,186,000 |
| Interest expense | 223,000 | 476,000 | 765,000 | 1,158,000 |
| Net interest income | 2,349,000 | 4,827,000 | 7,354,000 | 10,028,000 |
| Noninterest income | 367,000 | 902,000 | 1,311,000 | 1,713,000 |
| Noninterest expense | 1,683,000 | 3,324,000 | 5,051,000 | 6,851,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 973,000 | 2,285,000 | 3,434,000 | 4,650,000 |
| Income tax | 229,000 | 541,000 | 812,000 | 1,111,000 |
| Net income | 744,000 | 1,744,000 | 2,622,000 | 3,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,345,000 | 30,170,000 | 30,873,000 | 31,115,000 |
| Total capital | 31,886,000 | 32,732,000 | 33,509,000 | 33,738,000 |
| Risk-weighted assets | 203,052,000 | 204,698,000 | 210,636,000 | 209,490,000 |