Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 242,417,000 | 239,303,000 | 247,570,000 | 257,155,000 |
| Total loans | 183,823,000 | 186,518,000 | 187,901,000 | 192,235,000 |
| Allowance for loan losses | 2,672,000 | 2,478,000 | 2,537,000 | 2,688,000 |
| Securities available for sale | 26,340,000 | 24,913,000 | 21,669,000 | 20,553,000 |
| Securities held to maturity | 3,589,000 | 3,580,000 | 3,471,000 | 3,463,000 |
| Trading assets | 5,000 | 0 | 0 | 0 |
| Total deposits | 203,090,000 | 199,164,000 | 207,960,000 | 219,451,000 |
| Interest-bearing deposits | 144,268,000 | 142,066,000 | 147,240,000 | 157,819,000 |
| Noninterest-bearing deposits | 58,822,000 | 57,098,000 | 60,720,000 | 61,632,000 |
| Equity capital | 27,287,000 | 27,914,000 | 28,464,000 | 28,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,760,000 | 7,280,000 | 9,854,000 |
| Interest expense | 162,000 | 341,000 | 547,000 | 757,000 |
| Net interest income | 2,158,000 | 4,419,000 | 6,733,000 | 9,097,000 |
| Noninterest income | 458,000 | 871,000 | 1,328,000 | 1,775,000 |
| Noninterest expense | 1,533,000 | 3,103,000 | 4,705,000 | 6,308,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 120,000 |
| Pretax income | 1,083,000 | 2,201,000 | 3,310,000 | 4,458,000 |
| Income tax | 351,000 | 761,000 | 1,145,000 | 1,831,000 |
| Net income | 732,000 | 1,440,000 | 2,165,000 | 2,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,406,000 | 27,939,000 | 28,489,000 | 28,776,000 |
| Total capital | 29,848,000 | 30,417,000 | 30,997,000 | 31,336,000 |
| Risk-weighted assets | 195,188,000 | 201,618,000 | 200,632,000 | 204,691,000 |