Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 229,239,000 | 230,541,000 | 234,161,000 | 236,041,000 |
| Total loans | 172,527,000 | 173,188,000 | 180,706,000 | 184,991,000 |
| Allowance for loan losses | 2,682,000 | 2,680,000 | 2,672,000 | 2,692,000 |
| Securities available for sale | 24,039,000 | 26,250,000 | 23,258,000 | 21,694,000 |
| Securities held to maturity | 4,452,000 | 4,240,000 | 4,229,000 | 3,638,000 |
| Trading assets | 70,000 | 55,000 | 36,000 | 19,000 |
| Total deposits | 192,250,000 | 195,120,000 | 192,029,000 | 196,843,000 |
| Interest-bearing deposits | 138,594,000 | 142,517,000 | 137,565,000 | 142,414,000 |
| Noninterest-bearing deposits | 53,656,000 | 52,603,000 | 54,464,000 | 54,430,000 |
| Equity capital | 25,442,000 | 25,934,000 | 26,443,000 | 26,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,355,000 | 6,654,000 | 8,988,000 |
| Interest expense | 154,000 | 309,000 | 470,000 | 644,000 |
| Net interest income | 2,008,000 | 4,046,000 | 6,184,000 | 8,344,000 |
| Noninterest income | 495,000 | 995,000 | 1,441,000 | 1,882,000 |
| Noninterest expense | 1,483,000 | 3,043,000 | 4,587,000 | 6,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,020,000 | 1,998,000 | 3,043,000 | 4,133,000 |
| Income tax | 333,000 | 704,000 | 1,058,000 | 1,473,000 |
| Net income | 687,000 | 1,294,000 | 1,985,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,402,000 | 25,833,000 | 26,349,000 | 26,849,000 |
| Total capital | 27,695,000 | 28,136,000 | 28,714,000 | 29,298,000 |
| Risk-weighted assets | 183,107,000 | 183,920,000 | 188,953,000 | 195,713,000 |