Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 209,934,000 | 217,580,000 | 222,550,000 | 227,078,000 |
| Total loans | 155,473,000 | 164,413,000 | 167,968,000 | 170,466,000 |
| Allowance for loan losses | 2,764,000 | 2,754,000 | 2,657,000 | 2,691,000 |
| Securities available for sale | 25,121,000 | 23,983,000 | 22,334,000 | 21,441,000 |
| Securities held to maturity | 5,881,000 | 5,475,000 | 5,222,000 | 4,903,000 |
| Trading assets | 131,000 | 120,000 | 106,000 | 83,000 |
| Total deposits | 178,372,000 | 185,139,000 | 186,607,000 | 190,771,000 |
| Interest-bearing deposits | 134,074,000 | 135,285,000 | 134,336,000 | 138,917,000 |
| Noninterest-bearing deposits | 44,298,000 | 49,854,000 | 52,271,000 | 51,854,000 |
| Equity capital | 23,743,000 | 24,079,000 | 24,488,000 | 24,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,956,000 | 4,040,000 | 6,202,000 | 8,412,000 |
| Interest expense | 149,000 | 309,000 | 463,000 | 620,000 |
| Net interest income | 1,807,000 | 3,731,000 | 5,739,000 | 7,792,000 |
| Noninterest income | 392,000 | 770,000 | 1,196,000 | 1,588,000 |
| Noninterest expense | 1,374,000 | 2,823,000 | 4,337,000 | 5,852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 826,000 | 1,664,000 | 2,584,000 | 3,514,000 |
| Income tax | 275,000 | 575,000 | 931,000 | 1,270,000 |
| Net income | 551,000 | 1,089,000 | 1,653,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,722,000 | 24,084,000 | 24,474,000 | 24,889,000 |
| Total capital | 25,603,000 | 26,354,000 | 26,762,000 | 27,192,000 |
| Risk-weighted assets | 168,010,000 | 181,113,000 | 182,710,000 | 183,888,000 |