Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 188,127,000 | 206,247,000 | 207,987,000 | 216,475,000 |
| Total loans | 132,257,000 | 137,023,000 | 141,108,000 | 146,994,000 |
| Allowance for loan losses | 2,704,000 | 2,814,000 | 2,811,000 | 2,755,000 |
| Securities available for sale | 20,936,000 | 23,070,000 | 24,016,000 | 24,833,000 |
| Securities held to maturity | 6,399,000 | 6,176,000 | 6,154,000 | 5,937,000 |
| Trading assets | 195,000 | 182,000 | 158,000 | 143,000 |
| Total deposits | 157,875,000 | 177,087,000 | 178,894,000 | 187,319,000 |
| Interest-bearing deposits | 118,486,000 | 118,864,000 | 130,340,000 | 133,458,000 |
| Noninterest-bearing deposits | 39,389,000 | 58,222,000 | 48,554,000 | 53,861,000 |
| Equity capital | 22,445,000 | 22,704,000 | 22,750,000 | 23,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,583,000 | 5,459,000 | 7,420,000 |
| Interest expense | 155,000 | 305,000 | 457,000 | 611,000 |
| Net interest income | 1,629,000 | 3,278,000 | 5,002,000 | 6,809,000 |
| Noninterest income | 290,000 | 589,000 | 889,000 | 1,244,000 |
| Noninterest expense | 1,299,000 | 2,628,000 | 3,970,000 | 5,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,282,000 | 1,964,000 | 2,758,000 |
| Income tax | 215,000 | 444,000 | 689,000 | 943,000 |
| Net income | 408,000 | 838,000 | 1,275,000 | 1,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,463,000 | 22,719,000 | 22,806,000 | 23,346,000 |
| Total capital | 24,181,000 | 24,523,000 | 24,652,000 | 25,261,000 |
| Risk-weighted assets | 136,523,000 | 143,348,000 | 146,731,000 | 152,356,000 |