Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 198,346,000 | 194,781,000 | 191,517,000 | 188,022,000 |
| Total loans | 133,764,000 | 129,451,000 | 131,851,000 | 134,870,000 |
| Allowance for loan losses | 2,986,000 | 2,986,000 | 2,675,000 | 2,701,000 |
| Securities available for sale | 23,029,000 | 22,783,000 | 24,033,000 | 24,676,000 |
| Securities held to maturity | 3,406,000 | 6,537,000 | 6,512,000 | 6,488,000 |
| Trading assets | 281,000 | 241,000 | 231,000 | 211,000 |
| Total deposits | 166,292,000 | 164,390,000 | 161,189,000 | 156,975,000 |
| Interest-bearing deposits | 122,195,000 | 118,029,000 | 116,089,000 | 115,279,000 |
| Noninterest-bearing deposits | 44,097,000 | 46,361,000 | 45,100,000 | 41,696,000 |
| Equity capital | 22,554,000 | 22,652,000 | 22,801,000 | 22,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,772,000 | 5,624,000 | 7,531,000 |
| Interest expense | 214,000 | 415,000 | 596,000 | 761,000 |
| Net interest income | 1,704,000 | 3,357,000 | 5,028,000 | 6,770,000 |
| Noninterest income | 331,000 | 643,000 | 970,000 | 1,252,000 |
| Noninterest expense | 1,260,000 | 2,528,000 | 3,843,000 | 5,139,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 753,000 | 1,450,000 | 2,133,000 | 2,861,000 |
| Income tax | 266,000 | 510,000 | 754,000 | 985,000 |
| Net income | 487,000 | 940,000 | 1,379,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,367,000 | 22,599,000 | 22,908,000 | 22,230,000 |
| Total capital | 24,088,000 | 24,272,000 | 24,648,000 | 24,017,000 |
| Risk-weighted assets | 136,440,000 | 132,538,000 | 138,243,000 | 142,009,000 |