Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,145,000 | 183,752,000 | 188,047,000 | 196,541,000 |
| Total loans | 130,583,000 | 134,497,000 | 135,146,000 | 137,214,000 |
| Allowance for loan losses | 2,588,000 | 2,575,000 | 3,280,000 | 2,889,000 |
| Securities available for sale | 19,484,000 | 18,896,000 | 20,153,000 | 20,704,000 |
| Securities held to maturity | 0 | 0 | 1,602,000 | 1,837,000 |
| Trading assets | 315,000 | 323,000 | 323,000 | 302,000 |
| Total deposits | 153,149,000 | 152,809,000 | 155,179,000 | 164,840,000 |
| Interest-bearing deposits | 111,536,000 | 112,898,000 | 115,132,000 | 114,915,000 |
| Noninterest-bearing deposits | 41,614,000 | 39,910,000 | 40,047,000 | 49,925,000 |
| Equity capital | 20,558,000 | 20,800,000 | 22,208,000 | 22,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,884,000 | 3,817,000 | 5,764,000 | 7,713,000 |
| Interest expense | 256,000 | 515,000 | 767,000 | 998,000 |
| Net interest income | 1,628,000 | 3,302,000 | 4,997,000 | 6,715,000 |
| Noninterest income | 288,000 | 519,000 | 2,188,000 | 2,499,000 |
| Noninterest expense | 1,276,000 | 2,543,000 | 3,839,000 | 5,096,000 |
| Provision for loan losses | 120,000 | 240,000 | 935,000 | 1,237,000 |
| Pretax income | 557,000 | 1,075,000 | 2,448,000 | 2,918,000 |
| Income tax | 193,000 | 391,000 | 238,000 | 400,000 |
| Net income | 364,000 | 684,000 | 2,210,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,124,000 | 20,280,000 | 21,261,000 | 21,860,000 |
| Total capital | 21,789,000 | 21,973,000 | 22,927,000 | 23,601,000 |
| Risk-weighted assets | 132,178,000 | 134,420,000 | 131,485,000 | 137,976,000 |