Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 180,240,000 | 175,623,000 | 177,594,000 | 173,972,000 |
| Total loans | 128,663,000 | 126,154,000 | 123,751,000 | 124,932,000 |
| Allowance for loan losses | 2,482,000 | 2,599,000 | 2,361,000 | 2,473,000 |
| Securities available for sale | 25,046,000 | 24,681,000 | 21,412,000 | 18,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 241,000 | 276,000 | 340,000 | 329,000 |
| Total deposits | 150,226,000 | 145,923,000 | 149,633,000 | 145,879,000 |
| Interest-bearing deposits | 109,140,000 | 105,998,000 | 106,658,000 | 105,942,000 |
| Noninterest-bearing deposits | 41,087,000 | 39,926,000 | 42,975,000 | 39,938,000 |
| Equity capital | 19,190,000 | 19,865,000 | 20,083,000 | 20,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,037,000 | 4,065,000 | 6,050,000 | 7,973,000 |
| Interest expense | 404,000 | 757,000 | 1,054,000 | 1,319,000 |
| Net interest income | 1,633,000 | 3,308,000 | 4,996,000 | 6,654,000 |
| Noninterest income | 181,000 | 453,000 | 659,000 | 901,000 |
| Noninterest expense | 1,275,000 | 2,537,000 | 3,885,000 | 5,134,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 419,000 | 984,000 | 1,421,000 | 1,981,000 |
| Income tax | 171,000 | 346,000 | 514,000 | 745,000 |
| Net income | 248,000 | 638,000 | 907,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,175,000 | 18,736,000 | 19,178,000 | 19,771,000 |
| Total capital | 19,856,000 | 20,387,000 | 20,818,000 | 21,410,000 |
| Risk-weighted assets | 133,621,000 | 131,023,000 | 130,360,000 | 129,952,000 |