Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 196,389,000 | 191,411,000 | 193,607,000 | 191,547,000 |
| Total loans | 142,762,000 | 142,172,000 | 138,406,000 | 133,444,000 |
| Allowance for loan losses | 2,051,000 | 2,269,000 | 2,430,000 | 2,358,000 |
| Securities available for sale | 19,693,000 | 20,191,000 | 21,239,000 | 26,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 228,000 | 328,000 | 351,000 | 270,000 |
| Total deposits | 157,990,000 | 153,775,000 | 157,104,000 | 159,463,000 |
| Interest-bearing deposits | 125,058,000 | 117,269,000 | 120,833,000 | 117,770,000 |
| Noninterest-bearing deposits | 32,932,000 | 36,505,000 | 36,271,000 | 41,693,000 |
| Equity capital | 18,731,000 | 19,141,000 | 19,558,000 | 19,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,445,000 | 6,685,000 | 8,948,000 |
| Interest expense | 567,000 | 1,088,000 | 1,586,000 | 2,043,000 |
| Net interest income | 1,636,000 | 3,357,000 | 5,099,000 | 6,905,000 |
| Noninterest income | 238,000 | 524,000 | 620,000 | 754,000 |
| Noninterest expense | 1,249,000 | 2,626,000 | 3,963,000 | 5,220,000 |
| Provision for loan losses | 120,000 | 340,000 | 460,000 | 660,000 |
| Pretax income | 505,000 | 915,000 | 1,296,000 | 1,785,000 |
| Income tax | 179,000 | 300,000 | 402,000 | 600,000 |
| Net income | 326,000 | 615,000 | 894,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,045,000 | 17,568,000 | 17,992,000 | 18,374,000 |
| Total capital | 18,892,000 | 19,393,000 | 19,769,000 | 20,112,000 |
| Risk-weighted assets | 147,517,000 | 145,411,000 | 141,312,000 | 138,129,000 |