Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 200,424,000 | 201,572,000 | 200,114,000 | 199,839,000 |
| Total loans | 147,064,000 | 143,076,000 | 143,609,000 | 143,891,000 |
| Allowance for loan losses | 1,832,000 | 1,696,000 | 1,839,000 | 1,963,000 |
| Securities available for sale | 23,183,000 | 19,651,000 | 18,659,000 | 21,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 336,000 | 222,000 | 259,000 | 205,000 |
| Total deposits | 145,770,000 | 154,110,000 | 157,778,000 | 159,565,000 |
| Interest-bearing deposits | 118,893,000 | 125,251,000 | 128,423,000 | 125,339,000 |
| Noninterest-bearing deposits | 26,877,000 | 28,859,000 | 29,355,000 | 34,226,000 |
| Equity capital | 16,017,000 | 16,622,000 | 16,837,000 | 18,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,220,000 | 7,633,000 | 9,954,000 |
| Interest expense | 1,052,000 | 1,978,000 | 2,830,000 | 3,521,000 |
| Net interest income | 1,632,000 | 3,242,000 | 4,803,000 | 6,433,000 |
| Noninterest income | 229,000 | 523,000 | 686,000 | 614,000 |
| Noninterest expense | 1,384,000 | 2,915,000 | 4,358,000 | 5,654,000 |
| Provision for loan losses | 120,000 | 240,000 | 636,000 | 756,000 |
| Pretax income | 357,000 | -873,000 | -4,678,000 | -4,535,000 |
| Income tax | 126,000 | -383,000 | -1,647,000 | -1,780,000 |
| Net income | 231,000 | -490,000 | -3,031,000 | -2,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,572,000 | 19,730,000 | 15,914,000 | 16,510,000 |
| Total capital | 22,404,000 | 21,426,000 | 17,753,000 | 18,353,000 |
| Risk-weighted assets | 155,555,000 | 197,898,000 | 166,897,000 | 147,250,000 |