Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 235,946,000 | 228,971,000 | 223,208,000 | 207,917,000 |
| Total loans | 131,910,000 | 134,665,000 | 134,778,000 | 135,248,000 |
| Allowance for loan losses | 1,373,000 | 1,402,000 | 1,423,000 | 1,413,000 |
| Securities available for sale | 78,258,000 | 74,840,000 | 74,565,000 | 54,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,994,000 | 162,332,000 | 151,513,000 | 143,429,000 |
| Interest-bearing deposits | 150,337,000 | 142,532,000 | 130,848,000 | 123,608,000 |
| Noninterest-bearing deposits | 18,657,000 | 19,800,000 | 20,666,000 | 19,821,000 |
| Equity capital | 19,959,000 | 19,668,000 | 20,186,000 | 20,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,720,000 | 7,493,000 | 11,210,000 | 14,852,000 |
| Interest expense | 2,284,000 | 4,471,000 | 6,546,000 | 8,492,000 |
| Net interest income | 1,436,000 | 3,022,000 | 4,664,000 | 6,360,000 |
| Noninterest income | 286,000 | 654,000 | 1,040,000 | 1,346,000 |
| Noninterest expense | 1,414,000 | 2,953,000 | 4,398,000 | 5,790,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 317,000 |
| Pretax income | 151,000 | 506,000 | 1,029,000 | 1,502,000 |
| Income tax | 71,000 | 178,000 | 327,000 | 438,000 |
| Net income | 80,000 | 328,000 | 702,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,554,000 | 20,802,000 | 21,177,000 | 21,539,000 |
| Total capital | 21,927,000 | 22,204,000 | 22,600,000 | 22,952,000 |
| Risk-weighted assets | 149,305,000 | 148,556,000 | 147,560,000 | 146,557,000 |