Call reports 2012
UNITED BANK — 2012
What UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,658,412,000 | 1,652,232,000 | 1,687,079,000 | 2,403,080,000 |
| Total loans | 1,142,284,000 | 1,165,475,000 | 1,220,453,000 | 1,820,120,000 |
| Allowance for loan losses | 11,325,000 | 11,751,000 | 12,550,000 | 12,089,000 |
| Securities available for sale | 233,100,000 | 243,897,000 | 238,842,000 | 294,322,000 |
| Securities held to maturity | 107,612,000 | 99,421,000 | 91,469,000 | 82,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,279,467,000 | 1,277,098,000 | 1,297,588,000 | 1,869,336,000 |
| Interest-bearing deposits | 1,212,820,000 | 1,202,346,000 | 1,218,079,000 | 1,773,386,000 |
| Noninterest-bearing deposits | 66,647,000 | 74,752,000 | 79,509,000 | 95,950,000 |
| Equity capital | 196,299,000 | 200,465,000 | 205,127,000 | 300,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 17,174,000 | 34,197,000 | 51,405,000 | 71,873,000 |
| Interest expense | 3,900,000 | 7,636,000 | 11,183,000 | 15,097,000 |
| Net interest income | 13,274,000 | 26,561,000 | 40,222,000 | 56,776,000 |
| Noninterest income | 2,303,000 | 4,840,000 | 7,182,000 | 9,282,000 |
| Noninterest expense | 10,804,000 | 21,477,000 | 31,888,000 | 52,509,000 |
| Provision for loan losses | 650,000 | 1,400,000 | 2,450,000 | 3,139,000 |
| Pretax income | 4,123,000 | 8,524,000 | 12,901,000 | 10,471,000 |
| Income tax | 1,052,000 | 2,105,000 | 3,301,000 | 4,294,000 |
| Net income | 3,071,000 | 6,419,000 | 9,600,000 | 6,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,143,000 | 185,101,000 | 189,049,000 | 251,623,000 |
| Total capital | 192,468,000 | 196,852,000 | 201,599,000 | 263,712,000 |
| Risk-weighted assets | 1,252,389,000 | 1,292,899,000 | 1,365,073,000 | 1,937,856,000 |