Call reports 2001
UNITED BANK — 2001
What UNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 567,811,000 | 569,082,000 | 563,793,000 | 591,326,000 |
| Total loans | 439,139,000 | 445,062,000 | 451,866,000 | 455,515,000 |
| Allowance for loan losses | 4,603,000 | 4,714,000 | 4,793,000 | 4,701,000 |
| Securities available for sale | 79,165,000 | 70,172,000 | 74,859,000 | 91,876,000 |
| Securities held to maturity | 3,564,000 | 2,544,000 | 1,544,000 | 544,000 |
| Trading assets | 3,572,000 | 3,949,000 | 3,049,000 | 2,454,000 |
| Total deposits | 483,104,000 | 484,772,000 | 485,099,000 | 491,089,000 |
| Interest-bearing deposits | 430,847,000 | 429,972,000 | 430,064,000 | 434,614,000 |
| Noninterest-bearing deposits | 52,257,000 | 54,800,000 | 55,035,000 | 56,475,000 |
| Equity capital | 42,275,000 | 43,464,000 | 45,185,000 | 46,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,853,000 | 19,624,000 | 29,115,000 | 38,453,000 |
| Interest expense | 5,281,000 | 10,146,000 | 14,559,000 | 18,577,000 |
| Net interest income | 4,572,000 | 9,478,000 | 14,556,000 | 19,876,000 |
| Noninterest income | 979,000 | 2,133,000 | 3,084,000 | 4,480,000 |
| Noninterest expense | 3,520,000 | 7,401,000 | 11,270,000 | 15,618,000 |
| Provision for loan losses | 140,000 | 269,000 | 387,000 | 614,000 |
| Pretax income | 2,020,000 | 3,916,000 | 5,851,000 | 7,892,000 |
| Income tax | 789,000 | 1,535,000 | 2,294,000 | 3,078,000 |
| Net income | 1,231,000 | 2,381,000 | 3,557,000 | 4,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,096,000 | 43,371,000 | 44,755,000 | 46,143,000 |
| Total capital | 46,699,000 | 48,085,000 | 49,548,000 | 50,855,000 |
| Risk-weighted assets | 407,633,000 | 398,210,000 | 406,770,000 | 398,857,000 |
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