Call reports 2024
CATSKILL HUDSON BANK — 2024
What CATSKILL HUDSON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 579,284,000 | 549,535,000 | 546,377,000 | 525,725,000 |
| Total loans | 436,013,000 | 434,507,000 | 428,138,000 | 424,618,000 |
| Allowance for loan losses | 2,163,000 | 2,161,000 | 2,105,000 | 2,083,000 |
| Securities available for sale | 97,156,000 | 72,559,000 | 63,264,000 | 59,801,000 |
| Securities held to maturity | 6,379,000 | 6,248,000 | 6,105,000 | 5,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,183,000 | 506,666,000 | 503,069,000 | 448,616,000 |
| Interest-bearing deposits | 449,908,000 | 421,006,000 | 405,367,000 | 362,609,000 |
| Noninterest-bearing deposits | 86,275,000 | 85,660,000 | 97,702,000 | 86,007,000 |
| Equity capital | 39,870,000 | 39,255,000 | 39,439,000 | 38,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,165,000 | 12,266,000 | 18,098,000 | 23,968,000 |
| Interest expense | 3,155,000 | 6,372,000 | 9,507,000 | 12,567,000 |
| Net interest income | 3,010,000 | 5,894,000 | 8,591,000 | 11,401,000 |
| Noninterest income | 203,000 | 409,000 | 620,000 | 808,000 |
| Noninterest expense | 3,887,000 | 7,749,000 | 11,573,000 | 15,417,000 |
| Provision for loan losses | -36,000 | -75,000 | -168,000 | -195,000 |
| Pretax income | -691,000 | -1,341,000 | -2,170,000 | -2,994,000 |
| Income tax | -149,000 | -319,000 | -511,000 | -702,000 |
| Net income | -542,000 | -1,022,000 | -1,659,000 | -2,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,329,000 | 41,702,000 | 41,065,000 | 40,432,000 |
| Total capital | 44,545,000 | 43,907,000 | 43,220,000 | 42,570,000 |
| Risk-weighted assets | 372,124,000 | 369,128,000 | 362,574,000 | 355,569,000 |